Credit cards and the Internet: a perfect combination
No matter what type of business you operate, if you are selling online, accepting credit cards can really pay off for you and your profits. Every day, more consumers enter the world of e-commerce and discover the value and convenience of online shopping.
Accepting credit cards on your website will bring you a great deal more business than you would get if you don’t accept them. Today’s Internet consumers are hooked on plastic, and many prefer the convenience and speed of paying with credit cards. In fact, it may be safe to say that an online business will not be able to thrive without accepting credit card payments.
Online Merchant Service Providers
There are many different options available to you as an Internet merchant when it comes to accepting credit cards through your Virtual Plastic – Putting Money In Your Pocket
website. With planning and creativity, you can implement the solution that works best for you and your budget. Whether you choose to invest in a private merchant account, use a third-party merchant service, or select an all-in-one solution, the ability to accept credit cards will transform your business.
Keep in mind that the more options you are able to offer your visitors, the more likely you will be to convert them into customers—and the more you satisfy your customers, the more likely you will be to earn repeat business. Leaving your options open and including the crucial alternative to pay with a credit card is the best way to ensure the growth of your online business.
When you implement a credit card processing system in conjunction with strong security measures and excellent customer service, the convenience and speed of your business operation will speak for itself. Remember that word-of-mouth is the best and least expensive sales vehicle. It doesn’t cost you a cent of hard cash; goodwill is your commodity. Get your customers talking about your great service, and they will spread the word for you.
Directory of Online Merchant Service Providers
PayPal – www.paypal.com: Currently the largest merchant service provider online. No setup fees, no monthly charges, low per-transaction rate. However see the chapter 3 warning and www.PayPalSucks.com before trusting your money with these guys.
Authroize / e-OnlineData – www.e-onlinedata.com/accuratemarketing
This is our 1st choice recommendation for merchant accounts, this is a very easy place to get approved and in the many systems we have tested are the easiest to work with! Super Low Rates!!
The following are easy to get approved for but are much higher rates.
Internet Billing Company (iBill) – www.ibill.com: Large, reputable third-party merchant service with processing fees in the 15 percent range; many available options for billing, deposits, and system customization.
CC Now – www.ccnow.com: Third party merchant service which also provides complete solutions for online auctions. Per-transaction rate is 9 percent, discounted to 8 percent during November and December for the holiday season.
Kagi – www.kagi.com: A third party merchant service for any type of business. Maximum of 3.5 percent plus $3.50 fee per transaction; less in most cases Virtual Plastic – Putting Money In Your Pocket
Credit Card Billing (CCB) – www.ccbill.com: Provides merchant accounts for companies selling website content or services. Transaction fees vary, but average 14.5 percent.
Verza Inc. – www.verza.com: Accepts multiple payment types, including credit cards, debit cards, and electronic checks. Can be used for one-time transactions (such as online auctions) or general website sales. Transaction fees vary according to payment method and type of sale. Fee range is from 3.5 percent to 6.9 percent plus $1.99 to $2.99 flat fee per transaction.
Clickbank – www.clickbank.com: Provides third party merchant services for businesses that deliver digital products via e-mail, file downloads, or secure web pages. Requires a one-time activation fee of $39.95; charges 7.5 percent per-transaction fee.
WorldPay – www.worldpay.com: Provides a secure transaction processing system that is equipped to handle multiple currency types
2CheckOut.com – www.2checkout.com: Merchant account processing services, generally for small and medium-sized businesses
121MerchantAccount – www.121merchantaccount.com: Payment terminals, POS, ATMs, e-commerce services, wholesale and free credit card machines, and online merchant account services
1st National Processing – www.usa-merchantaccount.com: Low cost merchant account services Virtual Plastic – Putting Money In Your Pocket
Cardservice International – www.cardservice.com: Credit card, debit card, and e-check processing; includes fraud, loss prevention, and chargeback departments
Merchant Accounts Express – www.merchantexpress.com: Merchant accounts and credit card processing for small, home-based and Internet business that accepts bad or poor credit candidates
Mallpark, Inc – www.mallpark.com: Live auctions and merchant services, including e-commerce order systems and credit card accepting accounts
Card Tech Merchant Services – www.global-payment-services.com: Electronic payment systems, credit card merchant accounts, POS terminals, and EFT transfer services
PsiGate – www.psigate.com: Secure credit card processing for Internet merchant accounts; includes fraud protection
1ShoppingCart.com – http://www.webmarketingmagic.com: Instant merchant accounts and real-time payment gateway services
ProPay – www.propay.com: PayPal’s closest competitor, allows individuals and businesses to accept credit cards and other forms of electronic payments
GoEmerchant – www.goemerchant.com: A variety of Internet merchant packages and services for online businesses Virtual Plastic – Putting Money In Your Pocket
Payment Online, Inc. – www.paymentonline.com: Secure online credit card payment processing and e-commerce solutions, including merchant accounts, website hosting, catalogs, shopping cart software, digital download, and recurring payment processing
These are the two services we recommend the highest out of all the others listed above!
Authorize / e-OnlineData – www.e-onlinedata.com/accuratemarketing
This is our 1st choice recommendation for merchant accounts, this is a very easy place to get approved and in the many systems we have tested are the easiest to work with! Super Low Rates!!
1ShoppingCart.com – http://www.webmarketingmagic.com: Instant merchant accounts and real-time payment gateway services. This is a private label of the 1sc system and provides great service!
Nice blog, I would like to tell you that you have given me much knowledge about it. Thanks for everything.